Chase credit card foreign transaction fee12/13/2023 Redeem cash back as a statement credit to cover travel expenses category purchases, so be sure to check the fine print of your credit card agreement for any terms or limitations. However, with some cards, you’ll only earn rewards on U.S. And don’t forget: If you have a cash back card that offers rewards on dining and gas, for example, you’ll still earn rewards on dining and gas purchases when you travel. Numerous cash back cards offer rewards on both everyday expenses and travel purchases, so look for a card with bonus categories that fit well with your everyday and travel spending. How to use cash back credit cards for travel Look for cards that offer cash back on everyday expenses and travel Plus, cash back rewards can be redeemed for Capital One Travel reservations (not including taxes and fees). This card also comes with travel-related benefits like travel accident insurance, 24-hour travel assistance services and complimentary concierge services, which can help you with any travel, dining and entertainment plans. 14, 2024) 8 percent cash back on Capital One Entertainment purchases 5 percent cash back on hotels and rental cars booked through Capital One Travel 3 percent cash back on dining, entertainment, popular streaming subscriptions and grocery store purchases (excluding superstores like Walmart and Target) and 1 percent cash back on all other purchases. You’ll earn 10 percent cash back on Uber and Uber Eats purchases (through Nov. It comes with no annual fee and no foreign transaction fees, along with impressive rewards rates on entertainment and select travel purchases. The Capital One SavorOne Cash Rewards Credit Card is, by far, one of the best cash back credit cards for international travel. Capital One SavorOne Cash Rewards Credit Card: Best for entertainment and international travel This card also allows you to redeem your rewards for travel through the Citi travel portal, though it’s important to note that you won’t be able to transfer your rewards to Citi travel partners since this card only earns basic Citi ThankYou points. Also, note that you’ll get a $0 intro annual fee for the first year, after which an annual fee of $95 applies. gas station and 1 percent cash back on everything else. streaming subscriptions 3 percent cash back on transit and at U.S. supermarket purchases (on up to $6,000 per year, then 1 percent back) 6 percent cash back on select U.S. With the Blue Cash Preferred® Card from American Express, you’ll earn 6 percent cash back on U.S. Blue Cash Preferred Card from American Express: Best for higher rewards on everyday spending For no annual fee, trip cancellation and interruption insurance, travel and emergency assistance services and the ability to redeem rewards for travel through Chase is also included. This card also earns 5 percent cash back on Chase Ultimate Rewards travel purchases 5 percent cash back on Lyft rides (through March 31, 2025) 3 percent cash back on dining and drugstore purchases and 1 percent cash back on all other purchases. These bonus categories change each quarter, but the annual calendar often includes gas stations or other travel-related categories. The Chase Freedom Flex℠* offers 5 percent cash back on activated, rotating bonus category purchases each quarter (on up to $1,500, then 1 percent back). Chase Freedom Flex: Best for rotating bonus categories Plus, some cash back cards also come with access to an issuer’s travel portal, no foreign transaction fees and other travel benefits.īelow, we’ll go over some of the best cash back credit cards for travel, along with some tips and considerations. Many cash back cards offer rewards on both everyday spending and travel spending, and you can redeem your rewards for statement credits to cover travel-related expenses. In that case, it might make more sense to use a cash back credit card to help fund your next vacation. Sure, travel cards often come with incredible welcome bonuses, higher rewards rates, annual statement credits, airport lounge access and other major perks, but they also tend to come with high annual fees, which can be hard to recoup if you don’t use enough card benefits each year. But if you only travel occasionally, a travel credit card might not be the right fit for you. Once you’ve got the travel itch, you know it’s time to plan your next getaway.
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